1. Introduction
Welcome to ClientCard Inc. ("ClientCard", "we", "our", or "us"). By accessing and using our software, mobile application, and services (collectively, the "Services"), you agree to comply with and be bound by the following terms and conditions ("Terms & Conditions").

2. User Registration
To use the Services, users must create an account. During registration, users must provide a valid email address. Optionally, users can also provide their name, surname, date of birth, and gender. Users are responsible for maintaining the confidentiality of their account details.

3. User Obligations
Users are responsible for all activities that occur under their account. Business users can post content on the platform, and ClientCard is not liable for any such content or information they provide.

4. Payments
Users can make payments via bank card and Apple Pay. The payment structure may be a one-time fee, a recurring subscription, or both. For businesses with multiple locations, additional fees apply as detailed in the pricing section on clientcard.io.

5. Refunds and Cancellations
Users are entitled to a refund within 30 days from the day the app is delivered.

6. Intellectual Property
The software and application are the property of ClientCard. Business clients retain rights only to the application name and unique icon specific to their business.

7. Termination
If a client fails to make the monthly payment from the date of original signup, a grace period of 14 days is provided. After this period, access is restricted. If payments do not resume within 6 months, the account is terminated. All data about the business client's customers is available upon request via chat or email to ClientCard.

8. Dispute Resolution
Any disputes arising out of these Terms & Conditions will be resolved in the USA. Both parties waive the right to a class action.

9. Updates & Modifications
Updates to the Services will be communicated via ClientCard's admin panel and the registered email of the account owner. Users need to actively accept updated terms; continued use of the service is considered acceptance.

10. Third-Party Links & Integrations
The Services may contain links to third-party websites or integrate with third-party services. ClientCard is not responsible for the content or practices of these third-party sites or services.

11. Limitation of Liability
ClientCard is not liable for any damages or losses resulting from the use of the Services.

12. Governing Law and Venue
These Terms & Conditions are governed by the laws of the State of Idaho. Any disputes will be resolved in the state or federal courts located in Ada County, Idaho.

13. Force Majeure
ClientCard is not responsible for any delay or failure due to unforeseen events beyond its reasonable control.

14. Assignment
ClientCard may assign its rights under these Terms & Conditions without notice. Users cannot assign their rights without explicit written consent from ClientCard.

15. Electronic Signature
All communications on the platform are considered electronic. Users consent to receive electronic communications from ClientCard.

16. Changes to the Agreement
The most current version of these Terms & Conditions can be reviewed at clientcard.io/terms. It's the user's responsibility to check for updates. Continued use after changes are posted constitutes acceptance.

17. Contacting Us
For any questions or concerns related to these Terms & Conditions, please contact:

- Compliance: compliance@clientcard.io
- Spam or Abuse: Legal@clientcard.io
- Affiliates: Legal@clientcard.io
- General Support and Inquiries: help@clientcard.io
Official Address: ClientCard Inc, 2035 Sunset Lake Road Newark, DELAWARE 1970, UNITED STATES

18. Entire Agreement
These Terms & Conditions, along with any other policies posted by ClientCard, constitute the entire agreement between the user and ClientCard.

19. Severability
If any provision of these Terms & Conditions is deemed invalid, the remaining provisions will remain in effect.

20. Copyright
Copyright 2023 - ClientCard Inc - All Rights Reserved.

21. Service Description
ClientCard provides a software and mobile application platform designed to offer [specific features and functionalities of the software, e.g., "customer management, analytics, and marketing tools"]. The Services may be updated from time to time to enhance user experience or add new features.

22. User Content and Conduct
While business users can post content on the platform, they are solely responsible for the content they upload. This includes ensuring they have the necessary rights to the content and that the content does not violate any laws or third-party rights. ClientCard reserves the right to remove any content deemed inappropriate or in violation of these terms, although it is not obligated to monitor or moderate content.

23. Subscription and Pricing
The Services are offered on both a one-time fee basis and a recurring subscription model. The specific terms of each subscription, including pricing, features, and duration, will be provided at the time of purchase. Businesses with multiple locations may incur additional fees as detailed on the ClientCard website.

24. Security
Users are responsible for maintaining the confidentiality of their account credentials and are advised to use strong, unique passwords. ClientCard employs industry-standard security measures to protect user data but cannot guarantee absolute security.

25. Third-Party Integrations
While ClientCard integrates with various third-party services, including but not limited to Google and Apple, it is not responsible for the actions, content, or data handling practices of these third parties. Users are encouraged to review the terms and privacy policies of any third-party services they connect to through ClientCard.

26. Restrictions on Use
Users shall not:

- Use the Services for any illegal or unauthorized purpose.
- Attempt to gain unauthorized access to ClientCard's systems or networks.
- Use the Services in a way that could damage, disable, or overburden them.

27. Feedback and Suggestions
Any feedback, comments, or suggestions users provide regarding ClientCard is entirely voluntary, and ClientCard will be free to use such feedback as it sees fit without any obligation to the user.

28. Changes to the Service
ClientCard reserves the right to modify, suspend, or discontinue the Services, in whole or in part, at any time, with or without notice.

29. Disclaimer of Warranties
The Services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

30. Limitation of Liability
To the fullest extent permitted by applicable law, ClientCard shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

31. Access to the Service
ClientCard reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion. Users are responsible for ensuring they have all necessary equipment and internet connectivity to access the Service.

32. License to Use
Upon registering for an account, ClientCard grants users a limited, non-exclusive, non-transferable, revocable license to use the software and mobile application for its intended purpose, subject to these Terms & Conditions.

33. Prohibited Uses
In addition to other prohibitions set forth in the Terms & Conditions, users are prohibited from using the site or its content:

- For any unlawful purpose.
- To solicit others to perform or participate in any unlawful acts.
- To violate any international, federal, or state regulations, rules, laws, or local ordinances.
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others.

34. Modifications to the Service and Prices
Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

35. Optional Tools
We may provide you with access to third-party tools over which we neither monitor nor have any control or input. You acknowledge and agree that we provide access to such tools "as is" and "as available" without any warranties, representations, or conditions of any kind and without any endorsement.

36. User Comments, Feedback, and Other Submissions
If users send certain specific submissions or without a request from us, users agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any comments that they forward to us.

37. Personal Information
User submission of personal information through the store is governed by our Privacy Policy.

38. Errors, Inaccuracies, and Omissions
Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information if any information in the Service or on any related website is inaccurate at any time without prior notice.

39. Indemnification
You agree to indemnify, defend, and hold harmless ClientCard and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms & Conditions or the documents they incorporate by reference or your violation of any law or the rights of a third-party.

40. Severability
In the event that any provision of these Terms & Conditions is determined to be unlawful, void, or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms & Conditions.